Fee Schedule

Effective Date: 01/01/2024

Checking Account Fees
Checking Account FeesFee
Overdraft fee from savings or LOC - per item $1.00
Courtesy Pay Fee (ACH, ATM or Check) - per item. Must Opt-In to the program $28.79
Basic Checking Fee $10.00
Deposit item return fee $35.00
ID Protection - optional service $1.95
Printed Statement Fee - waived if over 55 year and Kids Club Accounts $1.00

Savings Account Fees
Savings Account FeesFee
Dormant Account Fee - after 36 months of inactivity $10.00
Excessive withdrawal fee - per item after 6 withdrawals per month $1.00
Club Account withdrawal - 1 free per year $10.00
IRA Annual Service Fee $20.00
IRA transfer fee - to transfer out to another institution $20.00
Money Market minimum balance fee - if under $1,000(monthly) $10.00
Low balance fee - if balance is below $25.00 for longer than six months $5.00
Printed Statement Fee - waived if over 55 years and Kids Club Accounts $1.00

Business Checking Account Fees
Business Checking Account FeesFee
Monthly Fee- no bill pay $10.00
Transaction Fee $.20 per item - after 50 transactions
Currency Deposit or Withdrawal .3% of amount greater than $5,000
Coin Deposit/Withdrawal 3% of total deposit/withdrawal
Premier Business Checking
Monthly Fee- includes bill pay $20.00
Transaction Fee $.20 per item - after 50 transactions
Currency Deposit or Withdrawal .3% of amount greater than $5,000
Con Deposit/Withdrawal 3% of total deposit/withdrawal

Other Service Fees
Other Service FeesFee
Statement Copy (per statement) $2.00
Money Order (per item) $2.00
Cashier's (Official) Check Fee $2.00
Bad Address Fee - per statement returned $5.00
Stop Payment Fee - check or ACH (per item) $35.00
Check Copy Fee (per check) $2.00
NSF fee or Return deposit fee from ACH, ATM, or Check per item $35.00
Wire Transfer (domestic only) $20.00
Debit/Credit/ATM card replacement fee $10.00
Debit/Credit/ATM card replacement fee - rush 2 days $55.00
Account Reconciliation or Research Fee (per hour) $25.00
Escheatment Fee - closure of account to the State of Arizona $100.00
Levy or Garnishment (per request) $75.00
Non-member check cashing fee $5.00
Rolled Coin Fee 3% of coin deposit
Account Closure Fee - if account closed in first six months $10.00
Phone Payment $6.00

Safe Deposit Boxes - Annual Fee
Safe Deposit Boxes - Annual FeeFee
3" x 5" x 21" Box $25.00
5" x 5" x 21" Box $30.00
3" x 10" x 21" Box $35.00
Lost Key Fee Box $25.00
Drilling of Boxes $200.00

Consumer Loan Fees
Consumer Loan FeesFee
Consumer Loan Late Fee - per payment $30.00
MasterCard Late Fee $25.00
MasterCard - Standard - Annual Fee $15.00
Quick Loan Application Fee $50.00
Loan document preparation fee $35.00
Duplicate Vehicle Lien Release fee - per request $35.00
Vehicle Release Fee $35.00
Vehicle Title Replacement with MVD $35.00
Deed of Trust Release Fee $150.00
Deed of Trust Subordination Fee $200.00

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